From first call to keys
Four steps, at no cost to you, and you always know where you stand.
A 15-minute call
We talk through your goals, your timeline and your numbers. No paperwork yet.
I compare the lenders
One application, shown to several lenders. You get your options in writing, with the total cost, not only the rate.
You choose, I get the approval
I handle the documents, the appraisal and the lender’s conditions.
Closing, and after
I work with your lawyer through closing, thank you with a gift, then call you well before your renewal.
What to have ready
Nothing is needed for the first call. When we apply, lenders usually ask for these.

- Photo ID.
- Recent pay stubs and a letter of employment. Self-employed: two years of notices of assessment.
- Proof of your down payment, usually 90 days of account statements.
- Renewing or refinancing: your latest mortgage statement and property tax bill.
- Already have an accepted offer: the purchase agreement and the listing.
Book a 15-minute call
Tell me a little about your situation and I will get back to you. My service is always free for you.
Tyler SomersMortgage Agent
Want to choose the time? Book a call
Ready to start now? Apply now